INSURANCE BENEFITS - Dependent Coverage

Insurance benefit elections are allowed only under certain conditions. A benefit eligible employee has 30 calendar days from their date of hire to elect coverage for themselves and/or eligible dependents.  Eligible dependents include a current legal spouse, natural, adopted, step or foster children. Verification of the dependents eligibility is required to add a child (up to age 26) or spouse to Medical and/or Dental benefits.  A complete list of eligible dependents and acceptable documents required to provide eligibility is located on the Risk Management website at http://www.rutherfordcountytn.gov/rm/benefits.htm. Click on Dependent Verification Information Sheet. The required documentation must be provided to the Risk Management Department no later than 60 calendar days from an employee's date of hire to avoid removal of dependent(s) added.

A benefit eligible employee may request a special enrollment due to a qualifying life event such as a birth, adoption, marriage, divorce, or loss of coverage for employee or eligible dependent. In order to make a change in coverage due to a life event, the employee must notify the Risk Management Department within 30 calendar days of the qualifying event and provide documentation to prove eligibility for any dependent added.  A list of eligible Life Status Changes is available online at http://www.rutherfordcountytn.gov/rm/benefits.htm.

Contact the Risk Management Department at 898-7715 for any further questions.