Rutherford BOE Ancillary Insurance/Disability

 

Rutherford County BOE Ancillary

STD and LTD Certificates and Claim Information

For claims and other questions please reach out to us for assistance. 

Phone: 615-893-5815 ext. 22112
Email: [email protected]

 

 

Short Term Disability (STD

The County offers voluntary STD coverage through The Standard effective January 01, 2021. STD replaces a portion of your pay if you can't work because of illness, non-work-related injury or pregnancy.

 

 

• Cannot use with OJI (on-the-job) injury
• Benefits can be reduced by other income (Medicare, Social Security, etc.)
• Waiting period of 0 days for accidental injury & 7 days for physical disease, pregnancy, or mental disorder
• You can report a claim up to 4 weeks in advance.
• If currently an employee and choosing to elect STD and not having it the previous year, benefits begin after 60 days extended waiting period or after 12 months benefits will begin after 7 days waiting period.
• Increases will be subjected to the 60 day extended waiting period for the first 12 month period of the most recent date your insurance becomes effective
• The plan can pay up to 60% of your pay, up to$1,250/week (limits may apply)

If you are enrolled in STD and become disabled, you may apply for benefits by contacting The Standard.

 

Long Term Disability (LTD)

Rutherford County BOE provides eligible employees a LTD insurance plan as part of the benefit package. Eligibility for the benefit is determined by the same guidelines for all other benefits:

All Full-time active and Part-time active employees working at least 30 hours per week Board of Education, who are citizens or legal residents of the United States, its territories and protectorates, excluding temporary, leased or seasonal employees.

• The insured plan provides a benefit of 66.67% of your earnings to a maximum of $6,000 per month. You must be disabled for at least 180 days before you are eligible to receive the LTD benefit.
• Coverage as well as the actual benefit are subject to the terms and conditions of the policy

Note: Plan effective date is January 1, 2021.

 

Disclaimer

“The LTD and STD certificates describes coverage provided to persons who are eligible and who have been properly enrolled under the terms of the policy, and that the terms of the master policy are controlling.”

 

 

Contact Information

Sign up to get updates via text on your claim:  https://www.standard.com/eforms/25252.pdf

Phone: 1-800-368-2859 (for general question)
1-800-378-2395 (for claim intake) 

Website: www.standard.com/employer/products-services/insurance-benefits/short-term-disability

Contact Information: